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Market Strength

How deep and capable is the pool of buyers driving demand?

S$12,635/month is the average income of a 41st–50th percentile household, employer CPF included (2025)

Who is able to buy: household income by decile, resident population against household formation, and the flats reaching MOP each year.

7 charts · SingStat, URA, HDB and MAS

Click the i icon on any chart to see what it shows and why it's in the report.

Households by dwelling type

What does this chart do? What it shows The split of resident households across HDB flat types, condominiums and landed homes. Why it's in the report Maps the upgrade ladder — the large HDB base is the pool of future private-property upgraders. Toggle full width Full screen Export as image

Source: Resident Households by Type of Dwelling, data.gov.sg

Household income by decile

What does this chart do? What it shows Average monthly household employment income (including employer CPF contributions) for each of the ten income deciles, from the lowest-earning 10% to the highest. Why it's in the report Sizes the spending power of the buyer pool and feeds the affordability chart. Toggle full width Full screen Export as image

Source: Key Household Income Trends, SingStat

What each decile can afford

What does this chart do? What it shows Each income decile’s approximate maximum purchase price, derived from its income using the MAS rules (TDSR 55%, LTV 75%) at a 30-year loan tenure. Why it's in the report Translates incomes into buying power, showing how many households can afford which price bands. Toggle full width Full screen Export as image

Computed at 30-year tenure; assumptions shown on chart.

Source: Derived: SingStat income deciles + MAS TDSR 55% / LTV 75%

New private homes sold by developers

What does this chart do? What it shows Units sold by developers in the primary market per period (URA new-sale records, excluding Executive Condominiums). Why it's in the report Primary-market absorption is a direct, timely read on live buyer demand. Toggle full width Full screen Export as image

Sum of units per URA new-sale record; excludes Executive Condominiums.

Source: URA private residential transactions

Population and households vs dwelling stock

What does this chart do? What it shows Growth in resident population and household count set against the growth in total dwelling stock. Why it's in the report Households forming faster than homes are built signals structural demand support for prices. Toggle full width Full screen Export as image

Source: SingStat, data.gov.sg

HDB upgrader wave: units reaching MOP

What does this chart do? What it shows The number of HDB units estimated to reach their 5-year Minimum Occupation Period each year (estimated MOP year = completion year + 5). Why it's in the report Flats clearing MOP become eligible to sell or upgrade — the pipeline of upgraders entering the resale and private markets. Toggle full width Full screen Export as image

Estimated MOP year = completion year + 5.

Source: HDB property information, data.gov.sg

Resale transaction volumes (HDB + condo)

What does this chart do? What it shows Resale transaction counts over time for HDB flats and private condominiums. Why it's in the report Healthy resale turnover shows a liquid market with willing buyers and sellers on both sides. Toggle full width Full screen Export as image

HDB resale data runs from 1990; URA only publishes ~5 years of condo transaction history via its API, so the condo line starts later — a data-availability limit, not zero transactions before that date.

Source: HDB resale, data.gov.sg; URA private transactions

Disclaimer: The property transaction and rental data displayed on SellMyHouse.sg are aggregated from publicly available sources (including data.gov.sg and URA) and are intended for general informational and educational purposes only. While we strive to keep the information updated and accurate, SellMyHouse.sg makes no representations or warranties of any kind, express or implied, regarding the completeness, accuracy, reliability, or suitability of the data. These figures are indicative estimates derived from publicly available data — not a formal valuation or financial advice.

Any property estimates, historical trends, or calculated averages shown are automated approximations and do not constitute formal valuations, financial, legal, or real estate advice. Users should independently verify all transaction details and consult with a licensed real estate professional or qualified advisor before making any financial decisions or property commitments. SellMyHouse.sg shall not be held liable for any loss or damage arising from the use of or reliance on this information.

The other four questions

Has Singapore property held its value through every major crisis and cooling measure?

+129% in private home prices since their 2009-Q2 low Prices through the Asian Financial Crisis, SARS, the global financial crisis and Covid. What fell, how far, and how long recovery took. 3 charts · URA, HDB and SingStat

Are households financially strong enough to keep carrying — and buying — property?

S$9.05 of household assets for every S$1 of debt, as at 2026-Q1 What Singapore households own set against what they owe, quarter by quarter, and where residential property sits inside that balance sheet. 3 charts · SingStat

How scarce is the supply of land and new homes?

16,219 unsold private homes with planning approval, as at 2026-Q1 Unsold units, the completion pipeline by expected TOP year, government land sales, and how much of the island is zoned for housing at all. 7 charts · URA, HDB, MND and BCA

Do rental returns still reward owning Singapore property?

+50% in private rents over the five years to 2026-Q1 Rents against the rental index, vacancy, gross yields on HDB and condo, and where SORA sits against them. 4 charts · URA, HDB and MAS